Posts by Y@DminG
N.H. Court Finds Illegal Drug Activity Inherently Dangerous, Harmful Thus Liability Can’t Constitute a Covered Occurrence
New Hampshire courts have developed two tests to determine whether an insured’s act was an accidental cause of injury. One test is subjectively based while the other test is objectively based. See Energynorth Natural Gas v. Continental Ins. Co., 146 … Source: Claims Journal
Read MoreWhere’s the Paint? Subrogating Paint Overspray Claims
More than 1,000 vehicles a day are damaged by paint overspray in the United States, resulting in more than one-half of a billion dollars in damage and insurance claims annually. Airborne paint overspray results from all sorts of industrial, commercial, … Source: Claims Journal
Read MoreMore Focus on Flight Tracking a Year After Flight 370 Goes Missing
At 656,000 pounds fully loaded and the length of six school buses, the Boeing 777-200ER is hard to miss. Yet nearly one year ago, Malaysia Airlines Flight 370 vanished, taking the lives of 239 passengers and crew in one of … Source: Claims Journal
Read MoreHighway Agency Probe Sought in Connection With Guardrail Safety
Six U.S. senators asked for an investigation of the Federal Highway Administration’s monitoring of roadside safety devices, including a common and allegedly defective guardrail system. The request on Tuesday is the latest in a series of actions stemming from scrutiny … Source: Claims Journal
Read MoreEnsuing Loss Does Not Resurrect Coverage for Excluded Peril
In Platek v. Town of Hamburg, 2015 NY Slip Op 01483 (Feb. 19, 2015), the New York Court of Appeals reversed a lower court decision and held that an ensuing loss provision is not intended to resurrect coverage for an … Source: Claims Journal
Read MoreExtreme Weather Hits U.S. Hard: Munich Re
Over the past years, persistent extreme weather conditions have triggered severe natural catastrophes and caused losses in the billions. There is a growing number of scientific studies that suggest an increase in quasi-stationary weather patterns and their correlation with the … Source: Claims Journal
Read MorePoor Timing as Maine Considers Revoking Seatbelt Law After 75-Car Pileup
It’s an effort that even the bill’s sponsor acknowledges is poor timing. Just two days after a 75-vehicle pileup injured at least 17 people in the state, lawmakers in Maine are considering legislation that would allow adults to opt out … Source: Claims Journal
Read MoreAsiana Settles Lawsuits Over Crash at San Francisco Airport
Asiana Airlines Inc. settled 72 personal injury claims in lawsuits filed over a July 2013 crash landing at San Francisco International Airport and is continuing to negotiate with other passengers. The airline announced the settlement Tuesday in a federal court … Source: Claims Journal
Read MoreIdentity Theft Insurance: Is it Worth It?
Anyone who isn’t in a high state of alert about safeguarding his or her identity is either in massive denial or is a fatalist. The data breach at Anthem put about 80 million consumers at risk of ID theft, states … Source: Claims Journal
Read MoreTop 10 States With Most Tornado Claims: State Farm
Tornado and high winds are some of the most destructive forces of nature. While tornadoes are frequent in the Great Plains, South, and Midwest, there is no state in the country that isn’t at risk. Insurance helps policyholders to recover … Source: Claims Journal
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